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The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

News

What's going on at Assetz Capital? These news articles, blogs and press releases will keep you up-to-date with what we're doing and what we think.

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Green light for renewable loans: Assetz Capital launches green energy account

Assetz Capital has launched a new Green Energy Income Account, the first of several specialist investment accounts to be released and allowing lenders to invest in a diversified portfolio of renewable energy projects via the peer-to-peer platform.

- November 17, 2014

The 12 Most Important European P2P Platforms

Europe has a very dynamic p2p lending industry. While dominated by the UK there are important platforms throughout Europe. In this article we want to provide details on not just the largest and most popular platforms but those that we believe are the most important today. Here is the list in alphabetical order along with some key information about each platform.

Lendit - November 12, 2014

Assetz Capital passes £50m in peer-to-peer lending

2014 has been quite a year for peer-to-peer lending. Announcements from the Government have boosted the industry – the P2P ISA consultation was recently announced – and FCA regulation has provided additional protections for P2P investors.

There have been big developments for us too: the amount we’ve been lending each month has steadily increased, by an average of approximately 15 per cent month on month. 

- November 10, 2014

Assetz Capital Hits £50 Million Milestone

Assetz Capital has hit the milestone of lending over £50 million to UK SMEs and property developers.

Altfi - November 5, 2014

Does a dedicated ISA make P2P more appealing?

We've already got ISAs for cash and ISAs for shares and now the Government is considering a third type; an ISA for peer-to-peer and peer-to-business lenders. In his most recent budget, George Osborne announced he is considering making available an ISA for peer-to-peer lenders, so the interest they earn on their loans becomes tax free.

Huffington Post - October 27, 2014

Government interference risks distorting UK P2P market, say lenders

It is supposed to be a revolutionary form of finance that breaks the stranglehold of the big four banks on business lending. But government interference in the peer-to-peer lending market risks driving smaller groups out of business and replicating the monolithic banking model, some lenders claim.

The Financial Times - October 26, 2014

Can peer-to-peer lenders really give you 10% on your savings?

Savers putting money into peer-to-peer lenders will get a boost under plans to include this form of alternative finance in tax-free Isas. The change is likely to see more people pile in – little wonder, with rates of up to 10% on offer. But should you be signing up, and what are the pitfalls?

The Guardian - October 26, 2014

Britain wants you to be banker, but are you ready for the risk?

The row over who is to blame for the slow pace of financing UK small businesses has yet to be resolved. But the solution might lie with you. Plans to bring the risk and returns of peer-to-peer lending into one of Britain’s most popular investment products might provide some welcome relief for entrepreneurs … and some sleepless nights for those taking the plunge.

The Conversation - October 22, 2014

What would another recession mean for peer-to-peer lending?

Peer-to-peer lending has become a powerful force, and the industry has now accounted for £2bn of lending to date. As it continues to grow exponentially, that figure might even have an extra zero on it in the next couple of years.

- October 17, 2014

Peer-to-peer ISAs

The Government has launched a consultation into the final detail of how it intends to create a separate type of ISA for peer-to-peer (P2P) investments. Stuart Law, founder and CEO of Assetz Capital, one of the UK's fastest-growing P2P lenders, commented:

- October 17, 2014

Assetz Capital smashes £50m milestone with exponential growth in loan and investor demand

Following record lending volumes in excess of £40m in 2014 alone, peer-to-peer lender Assetz Capital has now lent more than £50m to UK SMEs and property developers, and has redesigned its platform in order to make P2P lending more accessible.

- October 16, 2014

A Guide to FCA Regulations for Peer-to-Peer Lending

In April 2014, the Financial Conduct Authority (FCA) began regulating the peer-to-peer lending market. Although a number of platforms voluntarily enforced rules and regulations before the change, there are now compulsory rules to be followed by all P2P lending platforms.

We have created this guide so we can take a more in depth look at what the FCA do and how their new regulations for P2P lending platforms has affected the industry.

- October 2, 2014

Peer-To-Peer offers a lifeline to SMEs

The Peer to Peer (P2P) market is rapidly gaining traction in the UK, with alternative lenders now considered a credible and vital alternative to high-street banks when it comes to providing business finance.

The Independent - September 26, 2014

Defaults and Losses: What You Need to Know

We believe it’s important to be transparent with figures and strive to make every aspect of our business accessible and open.

Part of this involves reporting on defaults and losses in our loan book. Furthermore, the P2P Finance Association recently announced that it would standardise the way in which its members report on defaults and losses.

Here we take you through our defaults and losses for 2013 and 2014 to date.

- September 26, 2014

Paul Moore, changing the face of the financial world

Paul Moore is someone you can rely on to speak out when there’s a better or more ethical way of doing things. When he shot to prominence in 2009, it was for doing something that few had dared to do – speak out against some of the worst excesses in banking, which would precede the most serious recession in a generation. Acting with integrity is what Paul has built his career on – and his work with Assetz Capital is testament to that.

- September 23, 2014

The Financial Crash: Is Peer-to-Peer Lending the Solution?

During the five years since the financial crash, it’s been nearly impossible to flick through the business section of a newspaper without reading about the lack of available funding for Small and Medium Enterprises (SMEs).

- September 23, 2014