Secured SME Term Loans
Invest to grow with a flexible term loan built around your company's ambitions and individual needs.
Download product guideWhy Assetz Capital?
There's no one-size fits all with us. We use local knowledge and years of experience to craft a deal that is tailored to your business. We'll support you in achieving your goals.
We place no restrictions on UK locations and our fixed rates allow you to budget effectively for the term of the loan.
Number of businesses we’ve helped
Total retail and institutional funds lent to UK businesses to date (including CBILS loans arranged through Assetz Capital Lending Limited)
SME term loans up to £2.5m
Indicative terms sheet
We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.
| 1st Charge | 2nd Charge | |
|---|---|---|
| Commitment term | Up to 5 years | |
| Amortisation profile | Up to 25 years / interest only periods considered | |
| Maximum LTV | 75% (including any retained interest) | 70% (including interest & prior debt) |
| Maximum debt | £11m |
|
| Preferred debt | £1m - £10m | |
| Borrower rate per annum (rate dependent on risk and loan size) |
From 6.25% | |
Read our case studies
We have lent over £1709 million to UK businesses, read some of our success stories below.