Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Secured SME Term Loans

Invest to grow with a flexible term loan built around your company's ambitions and individual needs.

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Why Assetz Capital?

There's no one-size fits all with us. We use local knowledge and years of experience to craft a deal that is tailored to your business. We'll support you in achieving your goals.

We place no restrictions on UK locations and our fixed rates allow you to budget effectively for the term of the loan.

1,257

Number of businesses we’ve helped

£1.7bn

Total retail and institutional funds lent to UK businesses to date (including CBILS loans arranged through Assetz Capital Lending Limited)

£2.5m

SME term loans up to £2.5m

Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

1st Charge 2nd Charge
Commitment term Up to 5 years
Amortisation profile Up to 25 years / interest only periods considered
Maximum LTV 75% (including any retained interest) 70% (including interest & prior debt)
Maximum debt

£11m

Preferred debt £1m - £10m
Borrower rate per annum
(rate dependent on risk and loan size)
From 6.25%

Read our case studies

We have lent over £1709 million to UK businesses, read some of our success stories below.

Peter Foxcroft

Peter Foxcroft case study

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Taj Ubhi

Taj Ubhi case study

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Peter Mackey

Peter Mackey case study

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