Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Residential Refurbishment

A single property solution, tailored to your individual needs.

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Why Assetz Capital?

We understand that project-specific facilities are often what small developers need. Our residential refurbishment loans deliver just that, and are aimed at those looking for a business loan to buy, refurbish and then sell or invest in single properties.

1,257

Number of businesses we’ve helped

£1.7bn

Total retail and institutional funds lent to UK businesses to date (including CBILS loans arranged through Assetz Capital Lending Limited)

£1.5m

Residential Refurbishment loans up to £1.5m

Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below LTV and maximum loan guidelines where the circumstances warrant it.

Residential Refurbishment
Commitment term Up to 2 years
Maximum LTV 72.5%
Maximum LTGDV 72.5% (including interest)
Preferred debt £1m - £5m
Borrower rate per annum
(rate dependent on risk and loan size)
From 8.4%
Minimum refurbishment cost 15% Day 1 market value/£50K
Maximum refurbishment cost 50% Day 1 market value/£500K

Read our case studies

We have lent over £1709 million to UK businesses, read some of our success stories below.

Peter Foxcroft

Peter Foxcroft case study

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Taj Ubhi

Taj Ubhi case study

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Peter Mackey

Peter Mackey case study

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