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The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

News

What's going on at Assetz Capital? These news articles, blogs and press releases will keep you up-to-date with what we're doing and what we think.

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Marketplace lending is evolving

The peer to peer (P2P) market is rapidly gaining traction in the UK, with alternative lenders now considered a credible and vital alternative to high street banks when it comes to providing business finance.

The Independent - February 27, 2015

Money Supermarket: Pros and cons of peer-to-peer lending

Fed up with more than half a decade of terrible returns on your savings? It won't cost you anything to at least take a look at peer-to-peer lending which - in a nutshell - allows you lend your cash to individuals, small businesses or even property investors, who then pay you back with interest.

Money Supermarket - February 20, 2015

The FCA Regulatory Review 2015: What Does It Mean?

In February 2015, the Financial Conduct Authority (FCA) published a regulatory review of the crowdfunding industry, including investment crowdfunding and peer-to-peer lending.

This review comes almost a year after the industry initially became regulated in March 2014, so how does the FCA think it’s gone?

- February 19, 2015

Hurrah for peer-to-peer funding revolution

On the way home this evening, I could, if I wished, place a £1000 bet that Leeds United will win the Championship this season and get promoted to the Premier League.

The staff in the betting shop would not need to know me, they would not require me to fill in a lengthy form from which they could judge whether I should be making stupid bets, nor would I need to show them my bank account to prove I could afford the wager. They would not need to tell me that football teams can go down as well as up, still less that on this season’s form 

The Evening Standard - February 17, 2015

Victory Park are planning to raise £200m for investment into Peer-To-Peer Lending

A US private equity firm is hatching plans to raise £200 million on the London Stock Exchange to invest in the growing number of peer-to-peer lending websites in the UK.

Victory Park Capital Advisors is following the lead of Mayfair hedge fund Marshall Wace in entering what it hopes will be a lucrative source of new loans.

City sources said stockbroker Jefferies is helping advise on a float. Victory Park, which declined to comment, has been keen to expand in the UK. It recently struck a deal with Assetz Capital to lend up to £150 million to its customers.

The Evening Standard - February 10, 2015

The Independent: US private equity firm Victory Park Capital Advisors set to invest in P2P lending websites

It is following the lead of Mayfair hedge fund Marshall Wace to enter what they hope will be a lucrative source of new loans

A US private equity firm is hatching plans to raise £200m on the London Stock Exchange to invest in the growing number of peer-to-peer lending websites in the UK.

Victory Park Capital Advisors is following the lead of Mayfair hedge fund Marshall Wace to enter what they hope will be a lucrative source of new loans. City sources said Jefferies stockbrokers is helping advise on the possible float, with other US investors expected to follow.

The Independent - February 10, 2015

The Independent: Wall Street storms UK peer-to-peer lending groups

A US private equity firm is hatching plans to raise £200m on the London Stock Exchange to invest in the growing number of peer-to-peer lending websites in the UK.

Victory Park Capital Advisors is following the lead of Mayfair hedge fund Marshall Wace in pursuing what they hope will be a lucrative source of new loans. City sources told The Independent that Jefferies stockbrokers is helping advise on the possible float, with other US investors expected to follow.

The Independent - February 10, 2015

The Evolution of Peer-to-Peer Lending

Peer-to-peer business lending has come a long way in the last four years, since Funding Circle launched the first platform of this kind (P2B) in 2010. According to 2014’s Nesta Report, the UK market has grown 250% in the last two years.

For those first fledgling investors and borrowers, the industry will be almost unrecognisable by the end of 2015. As the market has grown in popularity, recognition and consequently competition, it has had to evolve significantly to meet this new demand.

- February 5, 2015

Why does the UK lead the way in peer-to-peer lending?

When it comes to alternative finance – and P2P lending in particular – the UK is in a very privileged position.

To be clear, we’re not saying that the UK market is unequivocally better than the rest of the world. The US market is more advanced in other ways (there are greater volumes of institutional money coming through, and a platform has already had an IPO out there which exceeded all but the most bullish expectations) and other countries have larger markets, but in terms of history, sophistication and lending per capita, the UK market stands tall.

- February 3, 2015

The rise of UK peer-to-peer lending bolstered by American private equity firm investment

An American private equity firm has bolstered the rise of peer-to-peer lending with a plan to invest £150 million in British small businesses.

Victory Park Capital, of Chicago, is working in partnership with the Stockport-based Assetz Capital, which directly links investors with small companies seeking loans.

The Times - January 29, 2015

RBS will refer rejected corporate loan applications to peer-to-peer providers

Britain's biggest lender to small businesses, Royal Bank of Scotland ( RBS.L ), will start steering its rejected corporate loan applicants to alternative finance providers from next week, it said on Thursday.

Reuters UK - January 29, 2015

Royal Bank of Scotland seeks partnership with Peer-To-Peer

Royal Bank of Scotland has struck a deal with two peer-to-peer lending platforms to provide small British businesses with greater access to finance. 

The Financial Times - January 22, 2015

RBS and Assetz Capital - An Innovative Partnership

We are delighted to announce that we are collaborating with the Royal Bank of Scotland to help new and existing SMEs gain access to the funding they need.

- January 22, 2015

The Guardian: RBS to suggest peer-to-peer lending to rejected business loan applicants

UK’s biggest lender to small businesses unveils move following criticism that banks are failing to support small firms.

Royal Bank of Scotland, Britain’s biggest lender to small businesses, will start steering rejected corporate loan applicants to alternative finance providers from next week.

The Guardian - January 22, 2015

Assetz Capital announces RBS tie up

Peer-to-peer lender Assetz Capital and RBS have created an innovative partnership to improve access to credit for SMEs.

- January 22, 2015

Victory Park Capital Announces Investment in Assetz Capital to Help Lending Platform Fund Small Businesses in the UK

Victory Park Capital (VPC), an asset management firm focused on middle market debt and equity investments, announced today that it will invest up to £150 million in loans originated by Assetz Capital under a new five year contract. Assetz Capital is a peer-to-peer lending platform that combines traditional loan underwriting with financial technology to efficiently provide capital to small and medium-sized companies in the U.K.

- January 21, 2015