Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Development Finance

No matter what the scale of your project is, our experienced property development lending teams will find the right solution for you.

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Why Assetz Capital?

If you've got a project that you want to get off the ground, we want to hear about it. Our team will take the time to understand your story and find a competitive solution that is tailored to your needs.

Whether your development project is residential, a care home, student accommodation, office or mixed use, we will work with you to try to make it happen.

1,257

Number of businesses we’ve helped

£1.7bn

Total retail and institutional funds lent to UK businesses to date (including CBILS loans arranged through Assetz Capital Lending Limited)

£10m

Development loans up to £10m

Indicative terms sheet

We take pride in being flexible. Each loan is structured and priced on its own merits and we will consider terms outside the below Loan To Gross Development Value (LTGDV) and maximum loan guidelines where the circumstances warrant it.

Development Finance
Commitment term Up to 3 years
Amortisation profile Bullet / from sales
Maximum LTGDV 72.5% (including interest)
Maximum debt Up to £50m (on a staged drawdown basis)
Preferred debt £1m - £25m
Borrower rate per annum
(rate dependent on risk and loan size)
From 7.8% (residential & commercial)
Exit fees 1% of facility amount

Assetz Capital loan and LDS Sales Guarantee package

Developers of housing or suburban apartment schemes across England and Wales with gross development values (GDV) of £1.5m and above can apply for a funding package of up to 75% of GDV or 95% of project costs. The LDS Sales Guarantee not only reassures developers of demand for any unsold finished homes, but also immediately releases a 10% unsecured cash deposit as part of the financing package. The package expands our funding solutions for SME housing developers. Assetz Capital borrower rates start from 7.4% with loan terms of up to 36 months.

Please review our privacy policy before you apply.

Assetz does not recommend, warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information or terms offered by LDS. Any information Assetz provides about LDS or sales guarantees is provided for illustrative purposes only and is not a substitute for professional advice.

Read our case studies

We have lent over £1709 million to UK businesses, read some of our success stories below.

Peter Foxcroft

Peter Foxcroft case study

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Taj Ubhi

Taj Ubhi case study

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Peter Mackey

Peter Mackey case study

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